In mid-February, I noticed that there was an error on my W2. My employer listed an HSA contribution of $115, however, I never contributed to any HSA through them. They have no record of that money going anywhere into any HSA account, but it was taken from my pay. Unknowingly, throughout 2022, I contributed the max amount (with post-tax dollars) to my own HSA with my own bank. I also switched from an HDHP to PPO this year, so I can't even roll over money to this year's HSA contribution. Now, I'm considered to have "over-contributed."
I contacted my employer on Feb. 20th and on March 2nd, they let me know that a corrected W2 would be sent out by ADP. It is now March 23rd, and I still have not received it. They are slow to respond, and no one seems to know where this form is. To make matters worse, our company was recently acquired by another company and my previous company only had one HR person. The new company has no idea what transpired in 2022 so they cannot help.
I don't want to "rat out" my employer by calling the IRS, but what else can I do? Do I just fill out Form 4852, and hope it's correct? Do I file as is, pay the $6 in taxes and make an amendment later? Or would I be better off filing for an extension?
