Thank your response very much appreciated. Just to clarify ?
So I can call e-trade and move $ 4400 for my wife and $5700 for myself from the "roll-over IRA" account respectively into an IRA account to get the TAX break for this year. And then move the money from the IRA into the "Roth-IRA" ? (Our Combined MAGI is $146000) so I think I have a lot room.
1)The move can be done before April 15th, 2023 but I will only have to pay Taxes and file the 1099R the following year Taxes?
Thank you in advance for the clarification.
