I selected to have my refunds direct deposited. My State refund was deposited directly, but using "Where's My Refund?" shows that my Federal refund was mailed. Why? Every explanation I see says:
There are three possible reasons. They are as follows:
- We (IRS) can only deposit refunds electronically into accounts in your own name, your spouse's name or in a joint account.
- A financial institution may reject a direct deposit.
- We (IRS) can’t deposit more than three electronic refunds into a single financial account."
Well, since my State refund was direct deposited without issue, obviously the information I provided was correct, so the 1st one does not apply. Looking into the 2nd possibility, it pretty much says a financial institution will only reject a direct deposit if the information does not match what is on the account. Which again, does not apply. And I am only receiving 1 refund from State, and 1 from Fed, so the 3rd does not apply either. So why is my Federal refund being mailed?
UPDATE: I received a letter from the IRS stating: “We had to do some additional processing on your tax return. Therefore, we weren’t able to honor your request for direct deposit of your tax refund and are sending you a check instead.”
