Hi Thank you for your response to my query. However it still seems that Turbo tax is expecting itemized losses. We have contents losses and repairs to outside equipment that is not covered as I said. We received $75000 payout from insurance company for contents which was our coverage limit, but the total contents loss was 0ver $104,000 (these items were itemized to insurance company but not possible to pull out the items that were technically not covered to list on tax return). It also want market value before and then after the flood - this would at best be a guess. We are repairing so not a total loss. We have received insurance for internal repairs but everything outside not covered. It just seems to be very complicated
