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Mine too.  Exactly.  See the post I just put up.   Everything matched up except fed says I’m owed more than what TT says and it’s the 8960 number.  In my transcript on the last page the fed computer has my investment income as $-55, a negative number. And TT has a positive number.  So TT multiple that 3.8% to that positive number and gave me let’s say $100 owed.   But federal computer says it’s a negative number so nothing owed.   That number is the exact discrepancy why the fed computer says my refund is (let’s say) $100 more.