Get your taxes done using TurboTax

you know how much you got when you cashed in the CDs. you know what you paid originally. the difference is either interest income or OID.  so add up all the 1099-OIDS/INT for these for each year and see if they equal this difference. if they don't (they could be more) then you were probably penalized for early withdrawal.  but that should've been separately stated