Every year I max out my contributions to my Health Savings Account (HSA). For 2022, my total contributions were $3,649.98. I was not aware that when filing taxes that contributions to a HSA needed to be reported to the IRS. I also did not know deductions from a HSA for medical related expenses also needed to be reported to the IRS. Apparently, Tax Form 8889 should be filed for theses sorts of transactions. I will make sure to complete Tax Form 8889 going forward. However, in the years I did not do this, what are the consequences? Were my contributions not considered tax free?
