Thank you so much all of you for your responses.
To reiterate my situation, since one of the helpful responses about typing the info onto the IRA Info Wks directly misunderstood my scenario. I did a single total distribution of my 401K upon retirement, as a direct rollover. The pre-tax rolled over directly to my traditional IRA; the after-tax rolled over directly to my Roth IRA. While Fidelity cut two checks to the custodian, they provided a single 1099-R which correctly showed in Box 1 the total distribution, and Box 5 showed the after-tax amount.
Using the desktop version of TT, I now have two tax return files for 2022: one with the single 1099-R entered exactly as received, and answering no to the interview question about converting any of this distribution to a Roth IRA; and a second file following everyone's instructions to manually split the original single 1099-R into two, one for the pre-tax, and one for the after-tax, and answering yes to the Roth IRA conversion question on only the after tax one.
After doing this, I printed out All Official Forms required for filing from both returns, and there is NO difference between them on any forms filed with the IRS, and no difference in tax owed.
The only difference between the files I can find is on forms that don't get filed with the IRS. For the file with the split 1099-R, on the IRA Info Wks, in Part II Roth IRA, on lines 7 & 9, the after-tax rollover amount shows.
And of course I now have two 1099-R worksheets instead of the one in the file where I split them.
So..... here's my dilemma: I actually eFiled the return using the single 1099-R a couple weeks ago. It was later that I started wondering about this whole thing and started this discussion thread.
So, do I need to Amend my return??
It appears from my experiment of creating a copy of my filed return and then manually splitting the 1099-R, that exactly the same information gets reported to the IRS, and there is no difference in tax.
I know that when my IRA provider files Form 5498 later this year they will show that rollover to my Roth IRA, so the IRS will see it, but Form 5498 gets filed by the provider, not me.
If I go to the IRA Info Wks and manually enter that info on lines 7 & 9 so that my records are correct, am I good?
Or do I need to do an amended return even though it appears nothing would change on what the IRS gets from me?
Thanks.
