@MinhT1 is incorrect about the need to withdraw a gain/loss adjusted amount to correct the $1,500 excess contribution made for 2021. The proper correction is to make a regular distribution of exactly $1,500. Because the correction was not made in 2022, this $1,500 is subject to a 6% excess contribution penalty on your 2022 tax return, but the regular distribution of $1,500 in 2023 will eliminate this excess for 2023.
Also, if you file your 2022 tax return or request a filing extension by April 18, 2023, the deadline to obtain a return of the $3,200 contribution made for 2022 is October 15, 2023. The distribution to accomplish a return of this $3,200 contribution will be adjusted for gain or loss on the $3,200 and MinhT1 described, with any gains being taxable on your 2022 tax return. However, I believe that SECURE 2.0 eliminated that early-distribution penalty on gains distributed with a return of contribution, so in 2022 TurboTax you might have to claim an Other reason exception to the the early-distribution penalty on the gains if it appears.
