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"At any time during 2022, did you have an interest in (or a signature or other authority over) a financial account in a foreign country, such as a bank  account, " - this is self-explanatory. did you have a bank account in a foreign country upon which you could draw funds or were an authorized signer on a bank account of a foreign based business 

 

account, securities account, or other financial account - this would require you to have a securities or other  account in a foreign country.   for example, you have securities that are held by a firm located in China.