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Patricia --

 

Thank you for trying to help me, but it was still insisting on amortizing points and when I added the second 1098 (from the company that bought the loan) it was zeroing out the points altogether.  I had initially written a reply to that effect.  But in continuing to try things, I clicked on something that gave me a different help screen where it explained that both I paid points and I bought or improved my home with this loan had to be checked for the full amount to be shown.  I guess at some point in my trying different things one had become unchecked.  So I checked both boxes and finally, it allowed for deduction of the full amount paid in points.