I was the owner of the HSA for our family coverage HDHP. Turbotax is saying both my husband and I I had a break in coverage for 2022. The answer below says the question occurs for the taxpayer who does not have an HSA but it is occurring for me. Neither of us had a break in coverage.
Separately but perhaps related, it also says both my husband and I made excess contributions to the HSA when he has not made any contribution. I did make an excess contribution and have withdrawn it. ON that same page of TT, after I type in what I had withdrawn, the summary chart shows zero for my husband's excess contribution and amount withdrawn (which is correct). It makes no sense but the bottom line seems correct on that front but the statement that my husband made an excess contribution when he does not have an HSA nor made a contribution worries me.
Thanks!
