Check lines 25-32 to see if there are any amounts listed there. Then check line 32. if line 32 is more than line 24, then you have a refund that is reported on line 33. If line 32 is less than line 24, then the amount is on line 37 and you owe money.
Lines 25-32 have the additional credits and tax payments that reduce your tax liability that determine the final outcome of your return, whether it be a refund or taxes owed.
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