Great! I'll ask the bank what their policy is for their CDs.
I would have thought that the annual 1099-INT would cover interest accrued - whether paid or not - during the year with no consideration given to maturity date. I think(??) that once the interest is accrued, it can be withdrawn with no penalty, so available funds would seem to have been earned. But like you folks are saying, there is no strict policy to follow.
Thank you so much folks for your time to help me with this!
