The form does not give me credit for the extra tax credit that I am eligible for that I did not use to pay for health insurance. For the past 3 years, I have not used my entire tax credit I was eligible for. I used less because 4 years ago, I had an income increase and ended up paying back quite a bit of tax credit at the end of the year.
I have completed the form 1095-A on turbotax each year and each year I have Not gotten the extra tax credit back that I was eligible for. I completed the 8962 form and the form only allows you to claim the amount that was used to pay for insurance, Not what you are eligible for. I have redone the 1095-A 3 times on turbotax and there is no change.
I do not believe we get the extra tax credit we are eligible for if it is not used. I think healthcare.gov is misleading and giving out incorrect information. The reconciliation on 8962 only allows for amounts you need to pay back.
