JulieS.
Thank you so much for your analysis and reply. I see two issues with your suggestion, both stemming from the fact that I have never taken a disaster distribution for coronavirus or any other reason:
1. that screen at the end that starts "I attest that the information is true to the best of my knowledge....." and
2. Given the facts, isn't your suggestion tax fraud?
Here's my latest workaround thoughts: I'm told e-filing is the fastest way for returns to be processed, speeding up the receipt of a refund check. Since I owe money, I'm thinking about printing the appropriate forms and mailing them in along with my check. After that, I really don't care how long it takes the IRS to process my return.....
