Thanks for your reply. I read and re-read the instructions.
If you look at the form where you enter 11d. It says the lesser of what was paid out for insurance (a) or what you are eligible for (d). I was eligible for 16k (d) and only 13k (a) was paid out for insurance. Instructions has me entering 13k in 11d. It only tells me enter the amount that was paid out for insurance, not the total I was eligible for in 11d. Same amount for 11e, 13k from the 1095-A so 0 difference. The rest only calculates if you owe more than what was paid out for ins.
Nothing in the instructions or on the form has a way to show me getting back the difference.
