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Hey chocobo, thank for clarification. I have already filed, but will run this through the TT program and see if comes up with same answer, I think it should???. The reason I did it the way I did was so the K1 form in TT would show some gains, but I now see that since Schwab doesn't report this to IRS, it would not have mattered. Probably have to file amended return anyway, got 2 corrected 1009's last year months after 4/15, assume I will this year. Ouch on APO.