@DanaB27
Thank you for the quick response. If I remember ready correctly, the IRS cannot discern how much in her traditional IRA is nondeductible correct? So even though we converted all of the $9080 (contributed in 2020 and 2021), the IRS still thinks $4856 (line 14 from 2022) is nondeductible? So IF we do a reverse rollover we leave $4856 in her traditional to convert over to Roth?
What happens if we don’t do anything, but maybe rollover her 401k into this traditional IRA with the $4856 basis. What happens when we try to withdraw when she is retired?
thank you
