If you didn’t estimate your income correctly and the government paid out more than your actual credit value, then you must repay some of your credit. If that is not the case for you, since you indicated that you made less than you estimated, double check the entries from your 1095-A.
For more information, please review the TurboTax articles What is the Premium Tax Credit (PTC) and What is Tax Form 8962? and Video: How to Claim the Affordable Care Act Premium Tax Credit (Obamacare)?
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