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It appears that the secondary taxpayer (I can't see names, so this is whichever taxpayer is listed second on page 1 of the 1040) has carried over $3,518 in excess HSA contributions from 2021. Is this right?

The apparent doubling is caused by this carryover being associated with the secondary taxpayer so while the message shows an excess of $3,518 for 2022, when you look at the secondary taxpayer, the carryover is added to it, to make $7,036.

As the message says, however, you can't withdraw the carryover amount from 2021, because you needed to do that by April 15, 2022. 

So withdraw the 2022 $3,518 before April 18, 2023 (yeah, an extra three days this year, and up to October 15, 2023 if you file and extension). and for 2023, reduce your normal HSA contributions by $3,518 so that the carryover will be "discharged" (on the 8889, it will look like it was a personal contribution).

Make sense?

[Ed 3/2/2023 | 12:43 PM]