Thank you all I do appreciate. Our issue here in Florida is most shingle roofs have warranties, that are only as good as the last hurricane. We have had no issues with an existing 14 year old roof, but there has been quite stringent requirements from the insurance companies and we were dropped back as of 2/1/22. Most insurance companies are using any excuse to get out of the market in FL, and now it is unwritten but the existing life is now actually 12 years. Tile is a big deal here although we are seeing a greater damage from the high winds, and the last hurricane totally decimated the South West Florida area. We are all still reeling and trying to find help with Ian and declared a Federal Disaster but has not been declared as a "qualifying loss" . (if you don't itemize you lose, unsure though with a rental)
