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Thanks dmertz!

Regarding my company Charles Schwab IRR, the amount of contribution is directly deducted from my pay check.

 

 

Next clarification:

Did you make any after-tax contribution to your 401K ...? These would be contributions you made into the plan yourself, rather than being made by your company on your behalf. 

- Yes I made after-tax contributions  ....

- No I did not make after tax contributions....

 

I believe the answer is "No .........". Pls advise. Thanks