I am puzzled, in that what you are reporting is not consistent with what I see TurboTax doing.
When TurboTax tells you that there are excess contributions, on the screen where it asks you "Who made the excess HSA contribution?" does it not give you three choices: you, your spouse, and "both of us"? And no matter which I select, the excess remains the same.
IS there something else about your situation that you haven't told us, like one of you had excess HSA contributions from the previous year? Or did you enter Family coverage on one pass and Self-only on the other pass?
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