I am married filing jointly with my spouse. Unfortunately, I misunderstood the contribution limits for HSA. I contributed $7198 to my HSA account since I had a HDHP family coverage. My wife had a self-only HDHP from her employer and she contributed $3619 to her HSA account. I realize that I over-contributed now and the $7300 applies to both of us combined and we have a excess contribution of $3518. To fix the excess contribution, I asked the HSA trustee for my wife's account to remove all the excess contributions from her account and apply them to 2023 year (future year method). When TT asks me who contributed the excess, if I select my spouse it doubles the excess contribution amount to $7036. If I select myself as the one who made excess contributions, it correctly points that we have $3518 of excess contributions.
Unfortunately, I cannot withdraw the excess of $3518 from my HSA account because the HSA trustee changed in the last year and it is easier for me to withdraw the excess from my wife's account.
Can someone help me why TT thinks that excess contribution is $7036 if I select my spouse to be one who would withdraw the excess contribution instead of me?
