My ex did not have the ability to refinance at the time of the divorce, not have the cash to buy my share, and we did not want to sell for the sake of the children still living there. There were no other assets that could be exchanged for its value. So technically I am still on the mortgage, but I have signed legal documents that say the house is his, he signed documents that he is the party responsible for it and the mortgage, and I hold a lien that he must pay when he sells, refinances, or by a due date...which is when the youngest child is no longer a minor.
