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I don't think that's it because Schedule H does not care how many employees you have. It only cares about the total wages paid for all employees. There is no segregation for wages paid for each employee. My line 20 is NOT capped at $7,000. It is using $12,000, which is the NY State Unemployment Insurance Wage Base amount. The $12,000 value is something I manually inputted in Line 17(b) on turbo tax and it is incorrectly importing this value to line 20, when line 20 is supposed to be capped at $7,000. Can you see if Turbo Tax can amend their Schedule H inputs to reflect NY's status as a credit reduction state? Happy to explain further over the phone.