Get your taxes done using TurboTax

It has nothing to do with that.  I figured out what was wrong. It wants the password all of us Apple PC users are required to use everytime we boot up. HOWEVER you MUST select ALWAYS ALLOW or the TT software will reject your credentials. If you select only ALLOW, the TT software AB-ends and rejects the user.  No other software does this everytime I save a file. I use MS O365 and never do they ask for full keychain access.  I am surprised Apple has allowed TT to even write such code.