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Thanks for the added info.  I just compared the Form 8960 instructions for 2022 vs 2021 and they changed which seems strange as it is in effect treating my Schedule C activity as "passive" income which is not accurate.  Anyway, I saw the change in treatment from 2021 and thought it may be something with the software, so appreciate you calling out the instructions as I should have looked there first.  Guess I get to wait on the IRS to fix the issue 😕  thanks for your help