OK, so I looked at both answers and I think I understand why you say she is basically required to be a dependent.
IRS Pub 970 says :You don't qualify for a refund if items 1 (a, b, or c), 2, and 3 below apply to you.
1. You were:
a. Under age 18 at the end of 2022, or
b. Age 18 at the end of 2022 and your earned income (defined below) was less than one-half of
your support (defined below), or
c. Over age 18 and under age 24 at the end of 2022
and a full-time student (defined below) and your
earned income (defined below) was less than
one-half of your support (defined below).
2. At least one of your parents was alive at the end of
2022.
3. You are filing a return as single, head of household,
qualifying surviving spouse, or married filing separately for 2022.
Earned income. Earned income includes wages, salaries, professional fees, and other payments received for personal services actually performed.
If I answer these questions as if I were my daughter, the answer to 2 and 3 is an easy yes. The answer to 1c, I believe is yes, because she is 20, full time student, and only makes 10K, and her tuition/room/board adds up to about 23K. Since 10K is less than half of 23K, this means that she needs more than half her support from someone else. Am I reading this right, and therefore correct in determining that this is why she is not eligible for the credit?
Obviously it's too late for me to "gift" her money since 2022 has ended, but good future info!
