cole21771
Returning Member

Get your taxes done using TurboTax

The Other Reason/claims page there is for if you used the money for a qualified reason which is unrelated to pulling out a contribution.

 

And you don't have to be over 59.5 to pull out contributions you've made to a Roth IRA without penalty.

 

https://www.schwab.com/ira/roth-ira/withdrawal-rules#:~:text=You%20can%20withdraw%20contributions%20....