Yes, you did not have HDHP coverage all year. However, it appears to me, based on your data, that your spouse switched from Self-only to Family coverage in December, 2021. In any case, you have two spouses sometimes with Self-only and Family, which makes the calculation complex - there is an example of this in Pub 969 at the IRS website.
So do me a favor, if you would, and please tell me the exact dates that each insurance policy took effect, like ***example*** please update this
Spouse - Jan 1, 2021 to November 15, 2021 - Self only HDHP
Spouse - November 16, 2021 to December 2, 2021 - Self Only HDHP
Spouse - December 3, 2021 to March 15, 2022 - Family HDHP
and so on.
In other words, don't give me a month and year, but
always a day, month, and year, when the insurance starts and ends,
the spouse (you or her or both),
and the type of insurance: HDHP or not, and if HDHP, then, Self-only or Family.
It may be aggravating, but I can't tell you exactly what TurboTax did without it.
Also, when you finish, at the bottom, enter "@" and "BillM223" (without the space in between) so that I will be notified of your answer.
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