Your broker/bank should have given it to you. If they did not, the formula is as follows. If you are talking about the 2022 tax year, you need to find the balance of the account as of 12/31/2021. Then find the life expectancy of the recipient from IRS publication 590 (also determined by your beneficiary status). Divide the balance by the life expectancy factor, and you have your RMD.
