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No, this situation is not a refinanced loan. In past years (Thru 2021) Turbo Tax has not adequately provided a way to report multiple loans that are merely sold from one servicer to another. For tax year 2021, I had to combine the two1098's to get the right answer. In 2022, our loan was sold twice! I have three 1098's for the same loan. I am hesitant to use Turbo Tax this year because of their lack of competence in clearly addressing and correcting this situation. Does anyone know if Turbo Tax fixed this problem?