Thank you for your very informative and complete answer. I am now wondering if I can't make lemonade from this lemon. Is it possible for me to recharacterize the exact amount of my health insurance deduction from my solo 401k to a Roth solo 401k? Though I would still be paying more taxes for this year, this would give the future tax benefit of not having to pay taxes on that recharacterized amount plus any gains it makes. Is this doable.
