I changed my coverage to self only in November when my husband went on Medicare. You say " You can't get the last-month rule AND additional limits for some months with Family coverage." Does that include the limits for my HSA and my husband's HSA?
Jan - Nov - Spouse and I had Family HDHP
Nov - Dec - Spouse on Medicare, I switched to self only HDHP
Spouse contributed $6583 to his HSA, I contributed $4450 ($0 from employer)
No carryover of excess amounts
Attaching response from similar question from Turbotax Top Questions.
