@dmertzthanks for the clarification. I agree that my wife would have to take an RMD from her inherited IRA. The 1099-R indicated that she received a full distribution so that would make the RMD issue irrelevant, but certainly she would have been responsible for an RMD if she did not liquidate. The confounding issue for me was that by changing my birth date so that both my wife and I were under 72, the error message went away. This implies that the logic was looking at age as the determinant of the need for an RMD. I think the developers need to look into that issue since that would clearly indicate a bug. You could be right about the developers using an incorrect error message but that should not be influenced by my age, only my wife's age. Thanks again for your help with this.
