I can only tell you my opinion and what worked for me. My opinion is that this is a TurboTax software glitch. I was able to get around it by first claiming I had a Medicare Advantage plan (I don't), but put in zero dollars. When I rebooted the "Needs Review" was gone. I then edited it back to state correctly that I did not have a Medicare Advantage plan (checked none) and the "Needs Review" did not recur. It worked for me but use it at your own risk.
