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I'm having the same issue. I'm only in my 30s and shouldn't qualify for this. Already filed my Federal Return but can't proceed with my State Return. Cause of Reject Code SK_40SVR. I've tried deleting the Form KS40SVR and also putting 0 in the Appraisal amount field. None of these are fixing the issue. And I'd rather not have to file my state my mail. When is there going to be a fix for this?