Help with 1099 MISC For Checking Account Cash Back

I received a 1099-MISC from my bank. My checking account has the following feature:

 

"2.50% cashback on up to a total of $800 of debit card purchases. To receive monthly rewards, you must make at least 12 debit card purchases and have at least one ACH credit, such as direct deposit, that will post and settle to the account during the monthly cycle."

 

I received a 1099-MISC for 2022 with $207.47 in Box 3.

I'm trying to do my taxes and TurboTax Online is asking all sorts of questions about business name, accrual method, and material participation. This is NOT a job.. I'm very confused with these questions.