1099-NEC / Insurance reimbursement

My spouse is included on my health insurance, her employer pays us the difference in cost to have her on my insurance. They sent us a 1099-NEC for the payments, when I enter this info in none of the options seem to apply so I select other then it wants me to do a schedule C and select a business? Is this the point I should be paying to get my taxes done by professionals, the difference after adding this is about -$650.