Yes, the IRS says that if either spouse is under Family HDHP coverage, then both spouses are considered to share the $7,300 (for 2022) limit. This $7,300 limit can be shared in any way that is agreeable to the couple.
This rule is the source of endless confusion for taxpayers, who think that if one spouse has Family coverage while the other spouse has Self-only, that they have a joint limit of $7,300 plus $3,650.
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