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I think I figured it out. If I remove my Loss it adds in my exempt interest for a total of 5303.00 and when I put the loss back as it should be I get a minus -4791.00 which IS my actual income for 2022 but when I  file I assume only 3000.00 of my loss will be used on 2022 taxes. This is the first year I had a 1099-DIV or a 1099-B.