I guess I don't get your point, @kajoyce65 . How it works (different or not) is irrelevant. Monarch *works* with USAA credit cards, and this whole thread is about how Mint doesn't *work* with USAA credit cards. I'll pay for something that works with USAA credit cards. 🤷🏻 Maybe others will as well, so I was trying to be helpful. If someone doesn't want to pay for something that *works* with USAA credit card transactions, that's cool, too.
