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@Anonymous Your suggestion is interesting but Monarch and other paid tools, they are not the same as Mint. Mint is a free (ad based) tool and Monarch is a paid subscription ($14.99 a month or $99.99 a year). I suspect any fee based budgeting tool that allows the import of data is going to work. The issue with Mint and the other free tools like fullview and others,  they rely on inexpensive ways to get data from other financial providers without having to maintain a lot of software. That is why they use screen scraping as the method for data retrieval. It is effective and flexible. I have discussed this several times in this thread. And before someone jumps on the security question, there is nothing more secure about using a software APUI or a screen scraping tool. They both get their data after authentication so there is no security difference in the 2.