Get your taxes done using TurboTax

Disabled means that you are unable to perform gainful work due to a condition that is permanent, or will last at least one year, or is reasonably foreseeable to lead to death. The key here seems to be “gainful work.“   Does your condition prevent you from working?

[Edited]

If you are asking about a waiver for the penalty for not taking an RMD, see below.  It was not clear what you are asking.