401k

Hi,

I am on a fixed income receiving only long term disability of $1,394 taxes are taken out. I closed out the little bit I have had in my 401K through work. Was not much approx. receiving 1,500  They did take out the 20% and not addl 10% since i am 61. Will this effect my taxable income and am i able to receive the earned income credit for 2021 also.

Thank you 

Stella