Hello!
Please read this link Retirement Topics - Beneficiary as rules are different depending on the source of the funds.
Here is the section that may pertain to your situation:
"Inherited from someone other than spouse. If the inherited traditional IRA is from anyone other than a deceased spouse, the beneficiary cannot treat it as his or her own. This means that the beneficiary cannot make any contributions to the IRA or roll over any amounts into or out of the inherited IRA. However, the beneficiary can make a trustee-to-trustee transfer as long as the IRA into which amounts are being moved is set up and maintained in the name of the deceased IRA owner for the benefit of the beneficiary.
Like the original owner, the beneficiary generally will not owe tax on the assets in the IRA until he or she receives distributions from it."
I hope this helps!
"
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
