MY20_22
Returning Member

Cannot complete HSA section properly - Turbotax erroneously indicates lapse in coverage

Hello,

 

Turbotax does not allow me to complete the HSA section properly. 

 

I was covered under my spouse's family HDHP plan for every month of 2022, but held the HSA  in my name and contributed to it for the two of us. 

  1. First, I begin the section and it asks me who had an HSA account. I check the box for myself, as the HSA is in my name. 
  2. I proceed through the prompts until I am asked "Was M [me] covered covered by a High Deductible Health Plan (HDHP) in 2022?" I answer "Yes" and also answer "I was covered by a Family plan every month of the year", which is correct. 
  3. I then proceed until the question: What type of High Deductible Health Plan did Y [my spouse] have on December 1, 2021? I answer "Family", as the plan was held in his name and I was covered under it on that date. 

At this point, I receive the following prompt: "We see Y had a break in HDHP health plan coverage during 2022. Let us know if this was the result of a disability." The only answers I can choose are: 

  • Yes, the coverage ended due to a disability. 
  • No, the coverage ended for other reasons. 

Neither of these options are correct, there was no lapse in coverage.

 

How do I correct this?