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Thank you Joe! We both are a year apart in age at 63, so well under the mandatory 72. Vanguard did a great job of keeping my IRAs separated and the inherited IRAs are designated as such with the corresponding balances. I will keep your response, as I know the rules can be very complex and don't need any penalties for inadvertently making a wrong move. Fortunately, i'm over 59 1/2 and beyond the 10% early withdrawal penalty.  Thanks again for your help.